ReshaMudra is bridging the credit gap in the agri-textile space, empowering more than 80L + farmers and 50L+ SMEs

Farmers, reelers, yarn manufacturers, fabric manufacturers, weavers, and retailers are internal stakeholders of the natural fibers supply chain. India’s domestic apparel and textile industry contribute 2% of the country’s GDP and 7% of industry output. Textile, apparel, and handicrafts sector accounted for 11.4 percent of India’s total exports in 2020-21. India contributes massively to the world’s natural fiber production. Our country is the largest producer of cotton in the world and 2nd largest producer of silk. As an entity, the textile sector in our country has a huge potential for employment. It employs over 45 million people directly and 60 million people indirectly. The natural fiber supply chain is an integral part of the textile sector generating raw materials, inputs like yarn, and end products like fabrics and apparel. With the right support to internal stakeholders of the natural fibres supply chain, production of raw materials and end products can be amplified. However, glitches, like lack of infrastructure, and other factors obstruct this process.
ReshaMudra enables business growth
Though stakeholders of the natural fibres supply chain, reelers, yarn manufacturers, fabric manufacturers, weavers, and retailers aspire to improve the infrastructure of their units, they face the hurdle of financial support. Improper documentation of their businesses’ financial records, lack of collateral to pledge, and long waiting periods are real-time problems that these stakeholders face while they try to access loans.

High-interest rates that small-scale financiers charge make it nearly impossible for these stakeholders to repay loans on time leading to a threat of loss of collateral they have pledged. The formal lending sector has been unable to solve credit needs of India’s MSMEs leaving a huge credit gap. ReshaMudra provides the much-needed credit assistance to small, medium and large key players of the natural fibres supply chain helping them to strengthen and improve the infrastructure of their business.
ReshaMudra offers unique benefits
ReshaMudra provides quick, personalized, and transparent credit assistance to reelers, yarn manufacturers, weavers, fabric manufacturers, mill owners, and retailers.
- Flexible repayments that will suit the business needs
- Mortarium period
- Financial enhancements every 6 months
- Super -fast processing
- All-in-one app
- UPI enabled payment
- Compliance & transparency driven
- Fair & ethical approach
- Low-interest rates
ReshaMudra financial offerings
Every ReshaMudra financial offering is designed to suit the business needs of reelers, yarn manufacturers, weavers, fabric manufacturers, mill owners, and retailers. ReshaMudra credit assistance. ReshaMudra is a growth partner that addresses specific infrastructure and business woes, that usually negatively impacts the businesses of textile MSMEs.
ReshaMudra invoice financing
There are times when capital gets stuck in the business cycle and makes it nearly impossible for the stakeholders to pay their suppliers or associates. ReshaMudra invoice financing credit assistance facilitates on-time payment to suppliers and associates of weavers, fabric manufacturers, and retailers and ensures uninterrupted business operations.
ReshaMudra CapEx loans
Upgrading infrastructure is vital to growing business and increasing profitability for MSMEs. ReshaMudra CapEx credit assistance offers long-term loans to purchase capital assets, and set up professional-grade factories, looms, or shops.
ReshaMudra, has become a force to reckon with, propelling the growth of businesses and MSMEs in the textile industry. It is allowing every stakeholder of the natural fibres supply chain to dream bigger dreams and also provides an excellent opportunity to fulfill their cherished dreams.